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USDA rural development loans in Taylorsville, Utah: zero down in eligible areas. Check the eligibility map, income limits and guarantee fee.
Compare loan options against Taylorsville's $410K median price point before you shop, refinance, or lock a rate.
Nearby Coverage
USDA rural development loans offer zero-down financing in qualifying areas of Taylorsville and surrounding communities. With the median home price at $410,000, a USDA loan eliminates the need for a $14,350–$20,500 down payment entirely. Income eligibility in the Taylorsville area extends to households earning up to 115% of the area median income, approximately $69,000, which covers a large share of Taylorsville working families. Many buyers assume USDA loans are only for farmland, but eligible areas include suburban communities throughout Utah, check the USDA eligibility map to see if Taylorsville qualifies.
Taylorsville sits at Salt Lake County's geographic center, making it a 15–20 minute drive to practically anywhere in the valley. Daily life revolves around the Redwood Road and 5400 South commercial strips for groceries, dining, and services, the international restaurant scene along Redwood Road is a hidden gem with Vietnamese, Salvadoran, and Ethiopian options. UTA bus routes connect to TRAX in neighboring Murray for trips to the U of U or downtown SLC. Taylorsville Dayzz festival in summer brings rides, concerts, and a community spirit to the city park. Valley Regional Park and the Jordan River Parkway offer green space for evening walks and weekend recreation.
Median Home Price
$410K
Median Rent
$1,400/mo
Population
60,000
Annual Growth
1.3%
Avg Days on Market
20
Owner-Occupied
65%
Ondo city medians as of Aug 2026 — verify. Not an MLS pull, appraisal, BPO, or CMA. Population and annual growth are approximate and are not tied to a named public source here. Check the U.S. Census Bureau for official figures.
We verify two things: that the property location falls within a USDA-eligible area, and that your household income meets USDA guidelines (up to 115% of area median income). Many suburban Utah communities qualify: the boundaries may surprise you.
Once eligibility is confirmed, we process your loan application with USDA-approved lenders. Pre-approval includes income verification, credit review, and a determination of your maximum purchase price.
After your offer is accepted, the loan package goes through both lender underwriting and USDA review. We manage both processes in parallel to minimize delays. Typical closing timelines are 45–60 days.
School District: Granite School District
Notable schools: Taylorsville High School, Bennion Junior High, Vista at Entrada School of Knowledge
Central Salt Lake Valley suburb bisected by the Jordan River with convenient freeway access in all directions.
Outdoor Activities
Local Landmarks
USDA eligibility is determined by the property's location, not the buyer's address. Many suburban Utah communities outside Salt Lake City's urban core qualify. The USDA eligibility map is updated periodically, and areas can be added or removed. We check the current map for every property you're considering and can provide a list of USDA-eligible neighborhoods in Taylorsville.
USDA income limits are set at 115% of the area median income and vary by county and household size. The income of all adult household members is counted, not just the borrowers on the loan. This is different from conventional loans which only consider borrower income. We calculate your specific eligibility based on your household composition and location.
USDA loans typically take 45–60 days to close because the loan must pass through both lender underwriting and USDA review. We manage both processes in parallel and submit a complete package to minimize back-and-forth. Setting realistic timeline expectations with the seller upfront helps avoid issues during the transaction.
Yes, USDA loans can finance manufactured homes that are permanently affixed to a foundation, meet HUD standards, and are classified as real property. The home must be new or an existing manufactured home already financed by a USDA loan. Site-built homes, condos, and townhomes in eligible areas are also covered.
Taylorsville and Murray share similar geography and commute access, but Taylorsville's median home prices run 10–15% lower, translating to better cash-on-cash returns. Murray has a more established commercial identity with its Fashion Place Mall area, which commands a modest rent premium. For pure investment returns, Taylorsville tends to outperform on yield while Murray may edge ahead on appreciation. Both are solid middle-market plays, and many investors hold properties in both cities to diversify within the submarket.
Taylorsville has no TRAX or FrontRunner stations of its own. UTA bus routes connect to TRAX stations in neighboring Murray, and I-215 and Redwood Road make most of the valley a short drive. Tenants who want a rail commute should compare rentals in Murray, where TRAX and FrontRunner meet at Murray Central.
Most Taylorsville rentals are in 1970s–1990s homes that benefit from cosmetic updates, LVP flooring replacing carpet, painted cabinets with modern hardware, updated lighting, and fresh exterior paint. Budget $15K–$25K for a comprehensive refresh that can add $200–$350/month in rent. Basement finishing in split-levels adds significant value by increasing bedroom count. Energy-efficient windows and smart thermostats appeal to the growing eco-conscious tenant segment and reduce utility disputes in properties where owners cover some utilities.
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Loan information is provided by Ondo Real Estate (NMLS ID on file). This is not a commitment to lend, a loan approval, or an offer of credit. Rates, terms, and payments shown are estimates for illustration only, are not a quote, and are subject to credit approval, underwriting, and market conditions. You are not required to use Ondo for financing to buy or sell with Ondo. Equal Housing Lender. Program rules, fees, and county loan limits change. Confirm the current published schedule and lender overlays. Nothing here is a quote, a lock, or a credit decision. Licensing and disclosures