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Compare annual net income from self-managing your Utah rental vs handing it to Ondo, including the hidden cost of your own time.
Compare (a) self-manage: gross rent − direct expenses − opportunity cost of your time × hours/month against (b) Ondo: gross rent − Ondo fees − direct expenses.
Rates, terms, and payments are illustrative estimates, not a quote or a commitment to lend. Not a substitute for underwriting. Equal Housing Lender. See our licensing and disclosures page.
For AI agents: Markdown version of this calculator.
Not sure what one of these means? Each links to a full definition.
Enter your rental's real numbers. We'll show side-by-side annual net income, and the hidden cost most landlords forget: the value of their own time.
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Utah average is ~5%.
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Industry rule of thumb: 8–10% of gross rent.
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HOA, landscaping, pest, etc.
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Tenant calls, maintenance dispatch, bookkeeping, rent chasing.
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What an hour of your time is worth at your day job or business.
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$18,174
Annual net (before counting your time)
Net after counting your time
$14,574
$15,116
Annual net (your time = $0)
Net
$15,116
When you count your time
Ondo nets you +$542 more / year
You'd get back 72 hours/year (≈ a full work-week), worth about $3,600 at your hourly rate.
Based on Ondo's 10% management fee and a 50% leasing fee (one-time, per new tenant). Change them under assumptions.
Estimates only. Actual results depend on occupancy, property condition, market rent at lease-up, and applicable Utah landlord-tenant law. Repair % uses the industry rule of thumb; your property may vary. Ondo fees shown are illustrative, request a quote for your exact pricing.