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You may be able to switch lenders while under contract; check your purchase agreement deadlines. Send us the key numbers from your Loan Estimate and a licensed loan officer will walk you through how they compare. No credit check to start.
Loan officer: Pranay Reddy Aleti, NMLS #2699085
Interest rate and lockPage 1
A lower rate only helps if the lock lasts until you close. Check the lock expiration date at the top.
PointsPage 2, Section A
Points buy the rate down. Compare the rate and the points together, never one without the other.
Origination chargesPage 2, Section A total
What the lender charges to make the loan. This is where lenders differ most.
APRPage 3, Comparisons
Rolls the rate and most loan costs into one number. Useful for comparing loans with the same term.
Estimated cash to closePage 1, Costs at Closing
What you bring to the closing table after your deposit and any credits.
Loan information is provided by Ondo Real Estate (NMLS ID on file). This is not a commitment to lend, a loan approval, or an offer of credit. Rates, terms, and payments shown are estimates for illustration only, are not a quote, and are subject to credit approval, underwriting, and market conditions. You are not required to use Ondo for financing to buy or sell with Ondo. Equal Housing Lender.