Utah Home Loans & Mortgages background image - Get pre-approved for the best mortgage rates and loan programs across Utah

Utah Home Loans & Mortgages

Get pre-approved for the best mortgage rates and loan programs across Utah

Find the Perfect Loan for Your Utah Home

Our experienced loan officers help you navigate the mortgage process and find the best loan program with competitive rates and terms that fit your financial situation.

Conventional Loans
Traditional mortgages with competitive rates for qualified borrowers with good credit.
  • 3% down payment
  • No PMI with 20% down
  • Flexible terms
FHA Loans
Government-backed loans with lower down payment requirements and flexible credit standards.
  • 3.5% down payment
  • Lower credit requirements
  • Gift funds allowed
VA Loans
Exclusive benefits for veterans, active military, and eligible spouses with no down payment required.
  • 0% down payment
  • No PMI required
  • Competitive rates
USDA Loans
Rural development loans for eligible properties in designated rural areas with no down payment.
  • 0% down payment
  • Low interest rates
  • Rural area eligibility

Why Choose Our Loan Services?

Competitive Rates

Access to multiple lenders and loan programs for the best rates

Local Expertise

Deep understanding of Utah real estate market and local programs

Fast Processing

Streamlined application process with quick pre-approvals and closings

Personalized Service

Dedicated loan officer guidance throughout the entire process

Utah mortgage and loan service areas map showing Salt Lake City, Lehi, Provo, Orem, Sandy, Draper and surrounding communities served by OnDo Real Estate

Frequently Asked Questions

Ready to Get Pre-Approved?

Start your mortgage application today and get pre-approved for your Utah home purchase.