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30-Year Mortgage

The most popular home loan option with lower monthly payments

Why Choose a 30-Year Mortgage?

The 30-year fixed-rate mortgage is America's most popular home loan, offering affordable monthly payments and long-term stability.

Lower Monthly Payments

Spread your loan over 30 years for more affordable monthly payments compared to shorter terms.

Buy More Home

Lower payments mean you may qualify for a larger loan amount and more expensive home.

Long-Term Stability

Fixed rate and payment for the full 30 years, perfect for long-term homeowners.

Flexibility

You can always make extra payments or refinance if your situation changes.

30-Year vs. 15-Year Comparison

30-Year Mortgage

• Lower monthly payment
• More interest paid over time
• More cash flow flexibility
• Easier to qualify

15-Year Mortgage

• Higher monthly payment
• Less interest paid overall
• Build equity faster
• Lower interest rate

Calculate Your 30-Year Payment

Mortgage Calculator Get Current 30-Year Rates

Ready for a 30-Year Mortgage?

Our loan officers can help you understand if a 30-year mortgage is right for you and get you pre-approved.

30-minute expert consultation

Market analysis & pricing

Property recommendations

Next steps & timeline

30-Year Mortgage

The most popular home loan option with lower monthly payments

Why Choose a 30-Year Mortgage?

The 30-year fixed-rate mortgage is America's most popular home loan, offering affordable monthly payments and long-term stability.

Lower Monthly Payments

Spread your loan over 30 years for more affordable monthly payments compared to shorter terms.

Buy More Home

Lower payments mean you may qualify for a larger loan amount and more expensive home.

Long-Term Stability

Fixed rate and payment for the full 30 years, perfect for long-term homeowners.

Flexibility

You can always make extra payments or refinance if your situation changes.

30-Year vs. 15-Year Comparison

30-Year Mortgage

• Lower monthly payment
• More interest paid over time
• More cash flow flexibility
• Easier to qualify

15-Year Mortgage

• Higher monthly payment
• Less interest paid overall
• Build equity faster
• Lower interest rate

Calculate Your 30-Year Payment

Mortgage Calculator Get Current 30-Year Rates

Ready for a 30-Year Mortgage?

Our loan officers can help you understand if a 30-year mortgage is right for you and get you pre-approved.

30-minute expert consultation

Market analysis & pricing

Property recommendations

Next steps & timeline