30-Year Mortgage
The most popular home loan option with lower monthly payments
Why Choose a 30-Year Mortgage?
The 30-year fixed-rate mortgage is America's most popular home loan, offering affordable monthly payments and long-term stability.
Lower Monthly Payments
Spread your loan over 30 years for more affordable monthly payments compared to shorter terms.
Buy More Home
Lower payments mean you may qualify for a larger loan amount and more expensive home.
Long-Term Stability
Fixed rate and payment for the full 30 years, perfect for long-term homeowners.
Flexibility
You can always make extra payments or refinance if your situation changes.
30-Year vs. 15-Year Comparison
30-Year Mortgage
- • Lower monthly payment
- • More interest paid over time
- • More cash flow flexibility
- • Easier to qualify
15-Year Mortgage
- • Higher monthly payment
- • Less interest paid overall
- • Build equity faster
- • Lower interest rate
Calculate Your 30-Year Payment
Ready for a 30-Year Mortgage?
Our loan officers can help you understand if a 30-year mortgage is right for you and get you pre-approved.
30-minute expert consultation
Market analysis & pricing
Property recommendations
Next steps & timeline