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Buying Power Calculator
Enter Your Financial Information
Annual Income
$
Monthly Debt Payments
$
Credit cards, car loans, student loans, etc.
Available Down Payment
$
Credit Score
Excellent
Loan Program
Conventional
FHA
VA
USDA
Expected Interest Rate (%)
Loan Term (years)
15 years
20 years
30 years
Property Tax Rate (% of home value)
Homeowners Insurance Rate (% of home value)
About Buying Power
How It Works:
Uses standard 28/36 debt-to-income ratios
Considers your credit score impact on rates
Accounts for property taxes and insurance
Provides conservative recommendations
Calculates maximum affordable home price
Important Factors:
Credit score affects interest rates
Down payment size impacts loan terms
Property taxes vary by location
Insurance costs depend on coverage
Consider future income stability
Free
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