Buying a Second Home
Your guide to purchasing a vacation home or investment property in Utah
Why Buy a Second Home in Utah?
Whether you're looking for a vacation retreat, rental income, or a future retirement home, Utah offers excellent opportunities for second home ownership.
Vacation Home
Enjoy year-round recreation in Utah's beautiful mountains, lakes, and national parks.
Investment Property
Generate rental income while building equity in Utah's growing real estate market.
Future Retirement
Secure your retirement location now while prices are favorable.
Tax Benefits
Explore potential tax advantages of second home ownership and rental properties.
Financing Your Second Home
Financing a second home typically requires a larger down payment (usually 10-20%) and may have slightly higher interest rates than a primary residence. However, if you plan to rent the property, you may qualify for investment property financing.
Our loan officers can help you explore all your options, including conventional loans, portfolio loans, and cash-out refinancing from your primary residence.
Ready to Explore Second Home Options?
Expert Guidance on Second Home Purchases
Our team can help you navigate the unique considerations of buying a second home, from financing to property management.
30-minute expert consultation
Market analysis & pricing
Property recommendations
Next steps & timeline