Buy
Sell
Properties
Property Mgmt
Loans
Notary
Calculators
Why Utah
About
Contact
FAQ
🎁 Win Prizes
Toggle theme
Log in
Temporary Buydown Calculator
Enter Your Information
Loan Amount
$
Base Interest Rate (%)
Buydown Interest Rate (%)
Must be lower than base rate
Buydown Period (years)
1 year
2 years
3 years
Buydown Cost
$
Cost to buy down the interest rate
Loan Term (years)
15 years
20 years
30 years
About Temporary Buydowns
How It Works:
Pay upfront to reduce interest rate temporarily
Lower payments during the buydown period
Rate returns to base rate after buydown ends
Common periods: 1, 2, or 3 years
Can help with initial affordability
When to Consider:
You expect income to increase soon
You plan to refinance in a few years
You want lower initial payments
You have cash available for upfront cost
You'll stay in the home long enough to benefit
Free
View Available Times & Book Now
