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Natural Disaster Resources

Emergency assistance and recovery support for Utah residents

We're Here to Help

Natural disasters can be devastating, but you don't have to face them alone. We provide support and resources to help you recover.

Emergency Contacts

Emergency Services

911

Life-threatening emergencies

Non-Emergency Police

801-799-3000

Non-life-threatening situations

Utah Emergency Management

801-538-3400

State disaster resources

FEMA Helpline

1-800-621-3362

Federal disaster assistance

Red Cross

1-800-733-2767

Immediate disaster relief

Common Utah Disasters

Earthquakes
Utah is prone to earthquakes. Know what to do before, during, and after an earthquake.

Immediate Actions:

  • β€’ Drop, cover, and hold on
  • β€’ Stay indoors if safe
  • β€’ Avoid doorways and windows

After the Event:

  • β€’ Check for injuries
  • β€’ Inspect property damage
  • β€’ Contact insurance
  • β€’ Document damage
Floods
Flash floods and river flooding can cause significant property damage in Utah.

Immediate Actions:

  • β€’ Move to higher ground
  • β€’ Avoid driving through floodwaters
  • β€’ Turn off utilities if safe

After the Event:

  • β€’ Document damage with photos
  • β€’ Contact insurance immediately
  • β€’ Avoid contaminated areas
  • β€’ Get professional cleanup
Wildfires
Wildfire season brings smoke, evacuation orders, and potential property damage.

Immediate Actions:

  • β€’ Follow evacuation orders
  • β€’ Close all windows and doors
  • β€’ Turn off air conditioning

After the Event:

  • β€’ Wait for all-clear before returning
  • β€’ Check air quality
  • β€’ Inspect property for damage
  • β€’ Contact insurance
Severe Weather
Hail, wind, and severe storms can cause significant damage to homes and property.

Immediate Actions:

  • β€’ Seek shelter indoors
  • β€’ Stay away from windows
  • β€’ Avoid electrical equipment

After the Event:

  • β€’ Check for damage
  • β€’ Take photos of any damage
  • β€’ Contact insurance
  • β€’ Make temporary repairs if safe

Disaster Assistance Programs

FEMA Disaster Assistance
Federal assistance for individuals and families affected by declared disasters.
1-800-621-3362
disasterassistance.gov

Eligibility: Must be in declared disaster area

SBA Disaster Loans
Low-interest loans for homeowners, renters, and businesses affected by disasters.
1-800-659-2955
sba.gov/disaster

Eligibility: Must be in declared disaster area

Utah Emergency Management
State-level resources and assistance for disaster recovery.
801-538-3400
beReady.utah.gov

Eligibility: Utah residents

Red Cross Disaster Relief
Immediate assistance including shelter, food, and emergency supplies.
1-800-733-2767
redcross.org

Eligibility: Anyone affected by disaster

Mortgage Assistance During Disasters

Forbearance
Temporarily pause mortgage payments during disaster recovery.

Duration:

Up to 12 months

Requirements:

Documented disaster impact

Payment Deferral
Add missed payments to the end of your loan term.

Duration:

Varies by situation

Requirements:

Temporary hardship due to disaster

Loan Modification
Permanently adjust loan terms to make payments more affordable.

Duration:

Permanent change

Requirements:

Long-term financial impact

Disaster Preparedness Tips

  • β€’ Create an emergency kit with water, food, and supplies for 72 hours
  • β€’ Keep important documents in a waterproof, portable container
  • β€’ Have a family communication plan and meeting place
  • β€’ Know your insurance coverage and keep policy numbers handy
  • β€’ Take photos of your property and belongings for insurance purposes
  • β€’ Sign up for emergency alerts from your local government

Need Immediate Help?

If you've been affected by a natural disaster, we're here to help with mortgage assistance and recovery resources.