---
title: "Closing Disclosure — What It Means | Ondo RE"
canonical: https://www.ondorealestate.com/glossary/closing-disclosure/
---

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- Closing Disclosure
Buying a home[All terms starting with C](/glossary/#letter-C)

# Closing Disclosure

Also called: cd, closing disclosure form

The final statement of your loan terms and closing costs, provided a set number of days before closing.

The Closing Disclosure mirrors the Loan Estimate’s format so the two can be compared directly. You receive it in advance specifically so there is time to check it against what you were quoted.

Read the cash to close, the rate, and the monthly payment against your Loan Estimate. Certain changes are limited by tolerance rules, and some revisions restart the waiting period.

## Related terms

- [Loan EstimateA standardized three-page disclosure showing a loan’s rate, payment, and closing costs in a fixed format.](/glossary/loan-estimate/)
- [Closing costsThe lender, title, and third-party fees due at closing: separate from your down payment.](/glossary/closing-costs/)
- [Settlement (closing)The meeting where documents are signed, funds are disbursed, and ownership transfers.](/glossary/settlement/)
- [PrepaidsMoney collected at closing to fund your own future taxes and insurance, plus interest from closing to month end.](/glossary/prepaids/)

## More in Buying a home

- [Appraisal](/glossary/appraisal/)
- [Appraisal gap](/glossary/appraisal-gap/)
- [Contingency](/glossary/contingency/)
- [Due diligence](/glossary/due-diligence/)
- [Earnest money](/glossary/earnest-money/)
- [Escalation clause](/glossary/escalation-clause/)

## Have a question about your own situation?

Ondo handles brokerage, lending, property management and notary under one roof, so the answer does not change depending on who you ask.

[Talk to Ondo](/contact/)[Browse all terms](/glossary/)

Loan information is provided by Ondo Real Estate (NMLS ID on file). This is not a commitment to lend, a loan approval, or an offer of credit. Rates, terms, and payments shown are estimates for illustration only, are not a quote, and are subject to credit approval, underwriting, and market conditions. You are not required to use Ondo for financing to buy or sell with Ondo. Equal Housing Lender. Program rules, fees, and county loan limits change. Confirm the current published schedule and lender overlays. Nothing here is a quote, a lock, or a credit decision. [Licensing and disclosures](/licensing/)