---
title: "Closing Cost Calculator: Ondo Real Estate"
description: "Estimate buyer closing costs, taxes, and prepaid expenses."
canonical: https://www.ondorealestate.com/calculators/closing-cost/
---

# Closing Cost Calculator

> Estimate buyer closing costs, taxes, and prepaid expenses.

## Formula

Total closing costs ≈ origination + title + escrow + prepaids (property tax, homeowners insurance, interest) + government recording fees. Ondo defaults reflect Utah averages; verify with your lender's Loan Estimate.

## Inputs

- Home price (USD)
- Down payment (USD)
- Loan program
- Prepaid months for tax and insurance

## Notes

- Utah title and escrow fees vary by title company and county. Treat calculator output as a range.
- Origination can appear as a fee or a lender credit. Prepaids often dwarf origination on a first purchase.

## Try the interactive version

- HTML calculator: https://www.ondorealestate.com/calculators/closing-cost/
- All calculators: https://www.ondorealestate.com/calculators/

---
## Required disclosures

Loan information is provided by Ondo Real Estate (NMLS ID on file). This is not a commitment to lend, a loan approval, or an offer of credit. Rates, terms, and payments shown are estimates for illustration only, are not a quote, and are subject to credit approval, underwriting, and market conditions. Equal Housing Lender.

Real estate services provided by Ondo Real Estate. Information is deemed reliable but is not guaranteed and should be independently verified. Equal Housing Opportunity.

Automated home-value or rent figures on this site are estimates generated from available data. They are not an appraisal, a broker price opinion, or a comparative market analysis, and should not be relied upon as a statement of value.

The on-site AI assistant is informational only. Replies are generated by an automated assistant and may contain errors. This information is general in nature and is not legal, tax, or financial advice. Please verify important details with a member of the Ondo Real Estate team.

Licensed activity: real estate brokerage and mortgage origination are marketed for Utah. Remote online notarization (RON) is offered nationwide. Confirm current licensure with Ondo before relying on a service in a given state.

## Sitemap

See the full [Markdown sitemap](https://www.ondorealestate.com/sitemap.md) for every public page and its Markdown twin.