---
title: "Utah County Conforming Limit Lookup (How-To) | Ondo Real Estate | Ondo RE"
canonical: https://www.ondorealestate.com/blog/utah-county-conforming-loan-limit-lookup/
---

# Utah County Conforming Limit Lookup (How-To)

Look up the county-year. Do not paste a blog number into an offer.

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To know whether a Utah purchase is conforming or jumbo, look up this year’s FHFA limit for the property county. FHFA publishes conforming loan limits each year by county. Utah counties differ (for example Salt Lake vs Summit). Look up the current-year FHFA table for the property county. Do not treat a number on a marketing page as the limit that will apply to your file. Snapshot as of 2026-08.

## Utah how-to (no stale table)

- Find the county on the tax notice or title commitment — not “Park City” vs “Heber” as a substitute.
- Open [FHFA’s conforming loan limit page](https://www.fhfa.gov/data/conforming-loan-limit) for the current year.
- Read the one-unit limit for that county (2–4 unit limits differ if that is the property).
- Compare the base loan amount. If you are over, read [jumbo vs conforming](/blog/jumbo-vs-conforming-fhfa-county-limit/) and [jumbo loans](/loans/jumbo/).
Utah counties are not identical. Summit County (Park City / Snyderville Basin) has historically been treated as high-cost relative to Salt Lake, Utah, and Davis counties. Always use this year’s table for the property county, not last year’s blog post.

## FHA is a different lookup

FHA county loan limits are published annually by HUD and differ from FHFA conforming limits. Look up the current HUD table for the property county. Do not treat a number on a marketing page as the limit that will apply to your file. HUD’s table: [HUD FHA mortgage limits](https://www.hud.gov/program_offices/housing/sfh/lender/origination/mortgagelimits).

## City pages are not limit tables

[Salt Lake City](/loans/salt-lake-city/), [Lehi](/loans/lehi/), [Provo](/loans/provo/), and [Draper](/loans/draper/) loans pages are local context. Limits still come from FHFA/HUD for the county-year. Rates context: [rates hub](/buy/rates/).

## Common questions

### Can I use last year’s Salt Lake number for a Park City purchase?

### Where is the official table?

## Keep going

[Jumbo vs Conforming: Look Up This Year’s FHFA County Limit A jumbo loan is simply above the FHFA conforming limit for the property county. How to look the limit up, and why you should not memorize a number from a blog.](/blog/jumbo-vs-conforming-fhfa-county-limit/)[Jumbo loans in Utah Financing above the conforming limit for the property county. Limits change annually.](/loans/jumbo/)[Conventional loans in Utah Conforming conventional purchase and refinance, PMI, and typical documentation.](/loans/conventional/)[Why your quote is not the 30-year average Why a news 30-year average is not your Loan Estimate. Locks, APR, and points. Not a live rate table.](/buy/rates/)[Contact Ondo Book a call or send a message. Asking is not a loan application.](/contact/)

## What to do next

Education first. A conversation with a loan officer is how you find out what may actually fit your file.

[Rates hub](/buy/rates/)[Jumbo loans in Utah](/loans/jumbo/)[Conventional loans in Utah](/loans/conventional/)

Loan information is provided by Ondo Real Estate (NMLS ID on file). This is not a commitment to lend, a loan approval, or an offer of credit. Rates, terms, and payments shown are estimates for illustration only, are not a quote, and are subject to credit approval, underwriting, and market conditions. You are not required to use Ondo for financing to buy or sell with Ondo. Equal Housing Lender. Program rules, fees, and county loan limits change. Confirm the current published schedule and lender overlays. Nothing here is a quote, a lock, or a credit decision. [Licensing and disclosures](/licensing/)